There is no doubt that 2016 was an adverse year. Both at the national and international levels, from the political-military crisis, to the depreciation of the exchange rate in Mozambique; The difficult management of public debt, economic and political tensions in some African countries, situations in the Ucraine and Syria, impeachment of the Brazilian President Dilma Rosseauf; The corruption scandal that was discovered through 11.5 million documents, called "Panama papers"; the USA elections th

"The chattering classes still blame desperate borrowers for not reading the fine print, but perhaps they should reserve some vitriol for Wall Street's watchdog. If there's one lesson the commission should have learned long ago, it's that booms aren't fueled by market forces alone, but also by healthy doses of fraud, deception, and unchecked opportunism. And it's invariably everyday folks who pay the price. ‘The SEC, instead of watching Wall Street, insulates it,’ notes Aguirre. ‘The subprime iss