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Choose Life

                                                                                                                                                  Junious Ricardo Stanton

            If you are like me, you are noticing more and more people you know are dying. Now I know death is unavoidable but it seems to me a lot more people are dying and at younger ages. In fact, I read an article the other day that stated the Society of Actuaries is sounding an alarm because the current mortality models which underpin pension funds, life insurance polices and healthcare financing are no longer valid due to expanding excess mortality rates. Yes, you read that correctly, the people who get paid to make demographic projections for insurance companies, pension funds and governments are sounding an alarm! https://www.2ndsmartestguyintheworld.com/p/insurance-industry-execs-alarmed. Insurance companies are extremely concerned because they are facing higher payouts on life insurance policies and of course that impact their profits! https://principia-scientific.com/insurance-industry-alarmed-by-surge-in-deaths-among-young-people/

            What are excess mortality rates you ask, excess mortality rates are the number of deaths observed and recorded during a specific time period which exceed the expected baseline or average from previous years. What actuaries, the mathematicians who track, analyze and anticipate such numbers, are seeing is a 40% rise in deaths especially in younger working aged Americans aged 18-64. In these age groups mortality (another word for deaths) has increased 18% through 2024. What they found was in 2023, 22% of all US deaths and 46% of deaths under 65 years of age were much higher than pre-COVID averages. They are seeing a rise in deaths from drug overdoses, cardiometabolic diseases, obesity, diabetes, hypertension, heart failure, cognitive impairment, gun violence, auto collisions, respiratory cardiovascular and aggressive cancers in working age populations that have no peace time precedents!  

            Actuaries are hired by insurance companies, governments, pension funds, investment companies, financial planners, “healthcare” providers and even technology companies to give them some idea of how to sustain their bottom lines, project income flows and predict losses.  Go to their Website and see the types of  reports they produce.  https://www.soa.org

            Here’s one you may find interesting https://www.soa.org/resources/research-reports/2025/mortality-socioeconomic-united-states.  What I find interesting is this spike in excess mortality (deaths) occurred around the time of COVID and the COVID inoculations 2020-2023.  Nevertheless, for some strange reason no causal connection has been linked to excess deaths and the COVID shots and boosters by actuaries, the government or the “health care” industry!

            Actuaries emphasize the causes I mentioned earlier like suicide, drug overdoses, cardiometabolic disease, diabetes, racial and ethnic health disparities etc. but never the COVID shots and boosters, they don’t want to go there at all! There are no coincidences in the universe, shouldn’t there be some investigation around the COVID shots and excess deaths? This is a topic for another time.

            What can we do? How can we ensure good health and longevity for ourselves and our families?  Despite the existing racial, ethnic socio-economic and health disparities which are systemic and caused by deeply entrenched institutionalized racism, most of the diseases and conditions we exhibit are the result of choices we make on a daily basis. Choices such as: where we live, where we work and what types of work we do, whether we eat nutritious foods, get adequate sleep, keep ourselves hydrated, exercise frequently, get frequent health screenings and check-ups, whether or not we use illicit drugs and or pharmaceuticals, consume alcohol or engage in risky maladaptive and unhealthy behaviors. All of these are important factors in our health wellbeing and longevity.

           There are some conditions we cannot control such as institutional racism, nevertheless, we have agency, options and choice in our lives. We even have the choice whether we allow ourselves to be used as guinea pigs by the pharmaceutical industry, government and corporations. If we have choice and I say we do, then I say we should choose life, choose health, choose vitality and choose to be our best selves!

           Don’t allow the mind control apparatus: advertising agencies, propaganda, PR gas lighters, the media and “influencers” to snooker you into bad habits, poor choices, unhealthy actions and behaving against our own best interests or health! We can take control of our lives and we can live healthier better more fulfilling lives if we choose to do so! Take time out today to choose to live, choose the healthy life and all that this entails!

                                                -30-